Obligation BPCe 1.07% ( FR0013110103 ) en CZK

BPCe

100 % ⇌

France

FR0013110103 ( en CZK )

1.07% par an ( paiement trimestriel )

05/02/2023 - Obligation échue

Prospectus brochure de l'obligation BPCE FR0013110103 en CZK 1.07%, échue

3 000 000 CZK

1 950 000 000 CZK

BPCE est un groupe bancaire coopératif français, le deuxième plus important du pays, constitué des réseaux Banques Populaires et Caisses d'Épargne, ainsi que de sa filiale Natixis.

L'obligation FR0013110103 émise par BPCE en France, d'un montant total de 1 950 000 000 CZK avec un minimum d'achat de 3 000 000 CZK, affichant un taux d'intérêt de 1,07% et une fréquence de paiement de 4, est arrivée à échéance le 05/02/2023 et a été remboursée à 100% de sa valeur nominale.

Final Terms dated 2 February 2016

BPCE

Euro 40,000,000,000
Euro Medium Term Note Programme
for the issue of Notes

SERIES NO: 2016-06
TRANCHE NO: 1
CZK 1,950,000,000.00 Floating Rate Notes due February 2023 (the "Notes")

DEALER
Erste Group Bank AG

PART A CONTRACTUAL TERMS
Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the "Conditions")
set forth in the Base Prospectus dated 18 November 2015 which received visa n°15-588 from the Autorité des
marchés financiers (the "AMF") on 18 November 2015 which constitutes a base prospectus for the purposes of
the Prospectus Directive (Directive 2003/71/EC), as amended (the "Prospectus Directive").
This document constitutes the Final Terms of the Notes described herein for the purposes of Article 5.4 of the
Prospectus Directive and must be read in conjunction with such Base Prospectus. Full information on the Issuer
and the offer of the Notes is only available on the basis of the combination of these Final Terms and the Base
Prospectus. The Base Prospectus is available for viewing at the office of the Fiscal Agent or each of the Paying
Agents and on the website of the AMF (www.amf-france.org) and copies may be obtained from BPCE, 50
avenue Pierre Mendès-France, 75013 Paris, France.
1. Issuer:
BPCE
2. (i) Series Number:
2016-06
(ii)
Tranche Number:
1
(iii) Date on which the Notes become
Not Applicable
fungible:
3. Specified Currency or Currencies:
Czech Koruna (CZK)
4. Aggregate Nominal Amount:

(i)
Series:
CZK 1,950,000,000
(ii)
Tranche:
CZK 1,950,000,000
5. Issue Price:
99,45 per cent. of the Aggregate Nominal Amount
6. Specified Denomination(s):
CZK 3,000,000
7. (i)
Issue Date:
4 February 2016

(ii)
Interest Commencement Date:
4 February 2016
8. Interest Basis:
Three (3) month PRIBOR + 0.17 per cent. Floating Rate

(further particulars specified below)
9. Maturity Date:
4 February 2023
10. Redemption Basis1:
Subject to any purchase and cancellation or early
redemption, the Notes will be redeemed on the Maturity
Date at 100 per cent. of their nominal amount
11. Change of Interest Basis:
Not Applicable
12. Put/Call Options:
Not Applicable
13. (i) Status of the Notes:
Senior Notes

(ii)
Dates of the corporate authorisations Decision of the Directoire of the Issuer dated 27 April
for issuance of Notes obtained:
2015 and of Mr. Jean-Philippe Berthaut, Head of Group
Funding, dated 27 January 2016
PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE
14. Fixed Rate Note Provisions
Not Applicable
15. Floating Rate Note Provisions
Applicable
(i)
Interest Period(s):
The initial Interest Period will be the period from and
including the Issue Date to but excluding the first
Specified Interest Payment Date. Each subsequent Interest
Period will be the period between two successive Specified
Interest Payment Dates, from and including one Specified
Interest Payment Date to but excluding the immediately
following Specified Interest Payment Date.
(ii)
Specified Interest Payment Dates:
Interest payable quaterly in arrear on 4 February, 4 May, 4
August and 4 November in each year, subject to
adjustment in accordance with the Business Day
Convention set out in (iv) below
(iii) First Interest Payment Date:
4 May 2016, subject to adjustment in accordance with the
Business Day Convention set out in (iv) below
(iv) Business Day Convention:
Modified Following Business Day Convention
(v)
Interest Period Date:
Not Applicable
(vi) Business Centre(s):
Prague
(vii) Manner in which the Rate(s) of Screen Rate Determination
Interest is/are to be determined:
(viii) Party responsible for calculating the
Rate(s) of Interest and/or Interest
Amount(s) (if not the Calculation
Agent):
Not Applicable
(ix) Screen Rate Determination:
Applicable
Reference Rate:
Three (3) month PRIBOR
Interest Determination Date:
2 Business Days in Prague for CZK prior to the first day in
each Interest Accrual Period
Relevant Screen Page:
Reuters Page PRIBOR=
Relevant Screen Page Time:
11.00 a.m. (Prague time)
(x)
FBF Determination
Not Applicable
(xi) ISDA Determination:
Not Applicable
(xii) Margin(s):
+ 0.17 per cent. per annum

(xiii) Minimum Rate of Interest:
Not Applicable
(xiv) Maximum Rate of Interest:
Not Applicable
(xv) Day Count Fraction:
Actual/360
16. Zero Coupon Note Provisions
Not Applicable
17. Inflation Linked Interest Note Provisions
Not Applicable
PROVISIONS RELATING TO REDEMPTION
18. Call Option
Not Applicable
19. Put Option
Not Applicable
20. Final Redemption Amount of each Note2
CZK 3,000,000 per Note of CZK 3,000,000 Specified
Denomination
Inflation Linked Notes Provisions relating
Not Applicable
to the Final Redemption Amount:
21. Early Redemption Amount

(i)
Early Redemption Amount(s) of each
Note payable on redemption upon the
occurrence of a Capital Event in the
case
of
Subordinated
Notes
(Condition 6(g)), for taxation reasons CZK 3,000,000 per Note of CZK 3,000,000
(Condition
6(h)),
for
illegality Specified Denomination
(Condition 6(k)) or on event of default
in the case of the Senior Notes
(Condition 9):
(ii)
Redemption for taxation reasons
permitted on days others than Interest
Payment Dates (Condition 6(h)):
No
(iii) Unmatured Coupons to become void
upon early redemption (Materialised
Bearer Notes only) (Condition 7(f)):
Not Applicable
GENERAL PROVISIONS APPLICABLE TO THE NOTES
22. Form of Notes:
Dematerialised Notes
(i)
Form of Dematerialised Notes:
Bearer form (au porteur)
(ii)
Registration Agent:
Not Applicable
(iii) Temporary Global Certificate:
Not Applicable
(iv) Applicable TEFRA exemption:
Not Applicable

23. Financial Centre(s):
Not Applicable
24. Talons for future Coupons or Receipts to be
attached to Definitive Notes (and dates on
which such Talons mature):
Not Applicable
25. Details relating to Instalment Notes: amount
of each instalment, date on which each
payment is to be made:
Not Applicable
26. Redenomination provisions:
Not Applicable
27. Purchase in accordance with Article L.213-1
Applicable
A and D.213-1 A of the French Code
monétaire et financier:
28. Consolidation provisions:
Not Applicable
29. Masse:
Contractual Masse shall apply

Name and address of the Representative:
MCM AVOCAT, Selarl d'avocats interbarreaux inscrite au
Barreau de Paris
10, rue de Sèze
75009 Paris
France
Represented by Maître Antoine Lachenaud, Co-gérant
associé

Name and address of the alternate Representative:
Maître Philippe Maisonneuve
Avocat
10, rue de Sèze
75009 Paris
France
The Representative will receive a remuneration of
Euro 2,000 (excluding VAT) per year.
RESPONSIBILITY
The Issuer accepts responsibility for the information contained in these Final Terms.
Signed on behalf of BPCE
Duly represented by: Jean-Philippe Berthaut, Head of Group Funding

PART B OTHER INFORMATION
1.
LISTING AND ADMISSION TO TRADING

(i) Listing and Admission to trading:
Application has been made by the Issuer (or on its behalf) for
the Notes to be listed and admitted to trading on Euronext Paris
with effect from the Issue Date.
(ii) Estimate of total expenses related

to admission to trading:
EUR 4,000
2.
RATINGS
Ratings:
Not Applicable

3.
INTERESTS OF NATURAL AND LEGAL PERSONS INVOLVED IN THE ISSUE
"Save as discussed in "Subscription and Sale", so far as the Issuer is aware, no person involved in the
offer of the Notes has an interest material to the offer." (Amend as appropriate if there are other interests)
4.
HISTORIC INTEREST RATES
Details of historic rates can be obtained from "PRIBOR=".
5.
OPERATIONAL INFORMATION
ISIN:
FR0013110103
Common Code:
135766330
Depositaries:

(i)
Euroclear France to act as
Central Depositary:
Yes
(ii)
Common
Depositary
for
Euroclear
and
Clearstream
Luxembourg:
No
Any clearing system(s) other than Not Applicable
Euroclear and Clearstream, Luxembourg
and
the
relevant
identification
number(s):
Delivery:
Delivery free of payment
Names and addresses of additional

Paying Agent(s) (if any):
Not Applicable

6.
DISTRIBUTION

(i)
Method of distribution:
Non-syndicated

(ii) If syndicated:

(A) Names of Managers:
Not Applicable

(B) Stabilising Manager(s) if any:
Not Applicable

(iii) If non-syndicated, name and
Erste Group Bank AG
address of Dealer:
Am Belvedere 1
1100 Vienna, Austria

(iv) US Selling
Reg. S Compliance Category 2 applies to the Notes; TEFRA
Restrictions(Categories of potential
not applicable
investors to which the Notes are
offered):